When Maggie’s daughter Ella suffered a brain injury at birth, she was determined to get the little girl all the therapies she’d need to thrive. Occupational, speech and music therapy, the doctors assured, could work wonders. But the costs have crippled their family, even with health insurance. They are far from alone. Across the UK, disabled people face myriad barriers to affordable healthcare. From mobility aids and mental health services to speech therapy and specialist care, essential treatment remains out of reach for many. It is a quiet crisis borne of a system that fails to fully support those most in need. For Ella, years of intensive therapies have been life-changing, helping her gain skills doctors said she may never achieve. But seeing her progress required tens of thousands in out-of-pocket costs on top of premium insurance payments.
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